Waive the Monthly Service Fee if you achieve $2,000 of minimum daily balance, deposits from Chase QuickAccept ® , or Chase Ink Business Card purchases.
$30 or $0 Monthly Service Fee
Waive the Monthly Service Fee if you maintain a $35,000 combined average beginning day balance.
$95 or $0 Monthly Service Fee
Waive the Monthly Service Fee if you maintain a $100,000 combined average beginning day balance.
Chase business checking solutions are designed to help you manage cash flow, save time, and get the support you need when you need it.
Seamlessly and cost-effectively manage your cash flow, deposits, incoming wires, and payroll.
We help make it easy to access your funds and make and receive payments through Chase Business Online and the Chase Mobile ® app.
Get access to our customer support team, plus a wide array of consulting solutions that cater to every stage of your business.
$15 or $0 Monthly Service Fee
A small business checking account that covers the essentials, plus built-in card acceptance.
$30 or $0 Monthly Service Fee
A flexible account that can help give mid-sized businesses a competitive edge.
$95 or $0 Monthly Service Fee
Designed for bigger businesses with greater monthly transactions and cash management needs.
Every Chase business checking account offers:
Choose your business type for a checklist of the required documentation needed to open a new business account.
Which type of checking account is most suitable for small businesses?
A business checking account might be the best option for small businesses. Business checking accounts let you manage your business funds from anywhere, build your business credit score, and separate business and personal assets.
Personal accounts are meant for your personal income and bills. They typically have lower deposit limits and are intended for different transaction types. Separating accounts may also make bookkeeping and tax prep easier.
How do I decide what business checking account is right for me?
When choosing a business checking account, consider things like:
How do I open a business checking account?
You can open a business checking account online or at a branch near you. Learn more about opening a Chase Business checking account.
What do I need to apply for a business checking account?
Generally, business owners may need to provide information on their business and documentation.
To apply for a Chase business checking account, what you need might depend on how you apply and what type of business you own.
If you apply online, you may need to provide:
Ownership info
If your business has owners other than yourself, we’ll need you to provide the following info for each owner who owns 10% or more of the business:
Other documents
We may ask you to upload certain documents to help us verify your business. In case we do, please have digital copies of the following on hand:
Only privately held businesses with the following structures can apply for a Chase business checking account online:
Have a different business type? Visit a branch near you and we'll help you out. Please refer to our branch locator to find availability info about Chase branches near you.
To apply in a branch you might need to bring the following documents with you:
Please see our checklist for complete requirements by business type. Once you’re ready, you can visit a branch near you.
How do I set up a new business banking account?
Once your business banking account is open and funded, you can set it up. Start by downloading your bank’s mobile app and signing up or logging in to the online banking platform.
Then, connect your new bank account to your business accounting software and any other relevant business tools.
Lastly, add authorized users, set appropriate permissions and alerts, and establish recurring payments from your new business account.
There is a $15 Monthly Service Fee (MSF) that we’ll waive if you meet any of the below qualifying activities for each Chase Business Complete Checking ® account in a monthly statement period. Qualifying activities for how to avoid the MSF: (A) Maintain a linked Chase Private Client Checking℠, JPMorgan Classic Checking, or Private Client Checking Plus account, (B) Meet Chase Military Banking requirements, or (C) Fulfill at least one of the following qualifying activities: (1) Maintain a Minimum Daily Ending Balance of at least $2,000 in the Chase Business Complete Checking account each business day during the monthly statement period, excluding the last business day of the statement period; (2) Have at least $2,000 of aggregate eligible deposits (net of chargebacks, refunds, or other adjustments) into the Chase Business Complete Checking account, at least one day before the end of the monthly statement period, using one or more of the following: Chase QuickAccept ® including Chase Smart Terminal℠, InstaMed Patient Payments and InstaMed Patient Portal and/or other eligible Chase Payment Solutions℠ products. Eligible Chase Payment Solutions products have a transaction history that is viewable on Chase Business Online, Chase Connect ® , or J.P. Morgan Access ® . Eligible deposits must be made from Chase Payment Solutions associated with the same business as your Chase Business Complete Checking account, as reflected in Chase records. The cutoff time for eligible deposits is 11:59 p.m. Eastern Time one day prior to the last day of your Chase Business Complete Checking monthly statement period; or (3) Spend at least $2,000 on eligible Chase Ink ® Business card purchases in the most recent monthly Ink card billing cycle, which may be different than your Chase Business Complete Checking monthly statement period. Eligible purchases must be made using Ink Business Card(s) associated with the same business as your Chase Business Complete Checking account, as reflected in Chase records, and must earn Chase Ultimate Rewards ® points. Certain purchases and transactions are excluded from earning Ultimate Rewards points, as described in your Rewards Program Agreement available on chase.com/ultimateRewards. For complete details, please review the Additional Banking Services and Fees for Business Accounts at chase.com/business/disclosures or visit a Chase branch. This information is subject to change.
Deposits are subject to limits, verification, fraud monitoring, and other restrictions. QuickAccept is not available in U.S. territories or outside the U.S. QuickAccept usage subject to eligibility, terms of service, monitoring and further review. Message and data rates may apply.
Chase Performance Business Checking comes with a $30 Monthly Service Fee that can be waived by maintaining an average beginning day balance of $35,000 or more in linked business savings, CDs and other Chase Performance Business Checking accounts (excluding client funds savings accounts). Transaction Fees will not be charged for all electronic deposits and the first 250 debits and non-electronic deposits each statement cycle. There will be a Transaction Fee of $0.40 for each debit and non-electronic deposit above 250. Electronic deposits are deposits made via ATM, ACH, Wire and Chase QuickDeposit. The first $20,000 in cash deposits per month with no fee (standard cash deposit fees apply above $20,000). Other fees may apply. Fees and product features are subject to change at any time. Linking for pricing purposes will not affect your statement and does not link account for overdraft protection. Overdraft protection must be requested by you. All accounts are subject to approval.
Chase Platinum Business Checking℠ comes with a $95 Monthly Service Fee that can be waived by maintaining an average beginning day balance of $100,000 ($50,000 when linked to Chase Private Client Checking℠, JPMorgan Classic Checking, or Private Client Checking Plus) or more in any combination of linked business savings (excluding Client Funds Savings accounts), business CDs, other chase Platinum Business checking accounts and qualifying investment accounts.
Transaction Fees will not be charged for all electronic deposits and the first 500 debits and non-electronic deposits each statement cycle. There will be a Transaction Fee of $0.40 for each debit and non-electronic deposit above 500. Electronic deposits are deposits made via ATM, ACH, Wire and Chase QuickDeposit. There is no Cash Deposit Processing Fee for the first $25,000 in cash deposits per statement period; standard cash deposit fees apply above $25,000. Other fees may apply. Fees and product features are subject to change at any time.
Qualifying investment accounts must be held in the name of the business and include: Securities (including mutual funds and variable annuities) and investment advisory services. Investment products and services are offered through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member of FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. JPMS, CIA and JPMorgan Chase Bank, N.A. are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.
For complete details, please review the Additional Banking Services and Fees for Business Accounts at chase.com/business/disclosures or visit a Chase branch. This information is subject to change.
Online Bill Payment: You must be enrolled in Chase Online℠ to activate and use Online Bill Payment. Online Bill Payment service is included when you designate a qualified account as your Primary Account for Online Bill Payment. A qualified account includes any Chase business checking account.
Chase Mobile ® app is available for select mobile devices. Message and data rates may apply.
INVESTMENT AND INSURANCE PRODUCTS ARE:
Products and services described as well as associated fees, charges, interest rates and balance requirements may differ among different geographic locations. Not all products and services are offered at all locations. Restrictions and limitations apply.
Deposit, credit and lending products provided by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Equal Opportunity Lender.
Chase Payment Solutions services are provided by Paymentech, LLC, a subsidiary of JPMorgan Chase Bank, N.A.
Merchant services are provided by WePay, Inc., a subsidiary of JPMorgan Chase Bank, N.A.
All products are subject to approval.
Merchant services are provided by WePay, Inc., a subsidiary of JPMorgan Chase Bank, N. A.
Photography: Participants compensated.
